For thirty-odd years, when folk have asked "should I wait", "which one is best", "which one should I buy"? ... and all that stuff, my answer has always been along the lines of:-
"It all depends what you actually want to
do with it"!

(More often than not, back in those days, folk didn't actually know. They just wanted a
computer)
For instance, if you want to play games, you will need a high-end spec. If you just want to do a bit of letter writing, well you can pick up a complete used system from the classified adds in the local paper (in England, that is) for £ 100 or less.
I still have a bog standard 100 MHz PC here that sometimes still gets powered up from time to time. I can do stuff on there that is almost impossible to do on later machines.
Of course technology marches on, but it's not always valid to compare prices from the past. A more realistic way might be to ask the question:- "how many hours would I need to work to be able to afford
that machine"?