Home Articles Downloads Forum Products Services Seminar Contact
Previous Thread
Next Thread
Print Thread
Rate Thread
The Dark Side #74885 10/02/20 10:46 AM
Joined: Feb 2020
Posts: 3
Betwixt Offline OP
Newbie
OP Offline
Newbie
Joined: Feb 2020
Posts: 3
Hi all,

Long time lurker, first time poster. Thanks for all of your posts so far.

After 9 years of NHS bureaucracy service, I am looking into the possibility of becoming self employed. I've also got the added advantage of being qualified in a couple of electrical areas, too. Has anybody done this, and has any advice for stepping out on your own? Primarily, I'm finding liability insurance to be the biggest obstacle.

It'd be great to hear from anybody that's done this, either successfully or not. Cheers.

Re: The Dark Side [Re: Betwixt] #74888 10/02/20 6:53 PM
Joined: Feb 2004
Posts: 13,942
Geoff Hannis Online Content
Super Hero
Online Content
Super Hero
Joined: Feb 2004
Posts: 13,942

PM sent. smile


If you don't inspect ... don't expect.
Re: The Dark Side [Re: Betwixt] #74893 12/02/20 10:10 AM
Joined: Feb 2017
Posts: 14
Stargolf Offline
Novice
Offline
Novice
Joined: Feb 2017
Posts: 14
PM Sent

Re: The Dark Side [Re: Betwixt] #74905 13/02/20 7:39 PM
Joined: Feb 2020
Posts: 3
Betwixt Offline OP
Newbie
OP Offline
Newbie
Joined: Feb 2020
Posts: 3
Thanks everybody so far!

Re: The Dark Side [Re: Betwixt] #74922 17/02/20 12:16 PM
Joined: Jul 2000
Posts: 1,791
John Sandham Offline
Hero
Offline
Hero
Joined: Jul 2000
Posts: 1,791
Hi Betwixt,
I started out doing management consultancy many years ago. I pay an annual premium of £97 for public liability at £1M. The range is £75 to £500 PA.

Put some of the onus on your clients, they will also have insurance. Always get a signed agreement setting out the scope of your work, and a non-disclosure agreement is also a good idea. You may well be covered by your client having an insurance agreement that covers contractors.


Be Proactive and reactive.
Re: The Dark Side [Re: Betwixt] #74923 17/02/20 3:50 PM
Joined: Feb 2004
Posts: 13,942
Geoff Hannis Online Content
Super Hero
Online Content
Super Hero
Joined: Feb 2004
Posts: 13,942

If working through an agent, they should also have cover of some kind. But don't just assume - check!

If assigned through an agency for a short-term contract at an NHS hospital, mention to the folk there that they could consider placing you (the "risk") on their Risk Register for the duration of your placement.

All good CYA stuff. smile


If you don't inspect ... don't expect.

Moderated by  DaveC in Oz, KM, RoJo 

Who's Online Now
3 registered members (Geoff Hannis, OxyKate, Huw), 693 guests, and 29 spiders.
Key: Admin, Global Mod, Mod
Newest Members
SailFaster99, Eyhab, Pablo Patriota, kdmus2020, Mohamed Alsapagh
9562 Registered Users
Forum Statistics
Forums25
Topics10,499
Posts71,029
Members9,562
Most Online5,980
Jan 29th, 2020
Powered by UBB.threads™ PHP Forum Software 7.7.2