You forgot to mention insurance, Barney.

@Robert: here's what will happen:- all will be well in this Brave New World until there are a few juicy "incidents". Then "they" will be running around like blue-arsed* flies trying to find someone to come in and sort out the mess. Until then, keep your powder dry. Patience my friend.
@Chris: you're not reading the posts. For Barney and many other "greybeards" (including myself, by the way) there
is no "day job".
*
Are they any good at covering their blue arses, I wonder?