I was under the impression that a qualification like a degree, say, was to show the level of competence you're able to work to, which should be equivalent to a certain number of years experience. Maybe I'm wrong? So I should be on a higher band to conclude.
If that were true, then a HND would outweigh a Degree, as it is a much more "hands on" qualification as opposed to the theoretical work of a degree.
I love deadlines, I like the wooshing sound they make as they fly by.