If it's the same contract from what I understand the guys aren't envolved in the insurance side their just employees.

I suppose Afc is even going to effect outside companies if pay rates offered outside of the NHS is far better than inside. It's not the NHS staff who are having their cake and eating it it's the companies employing them and if as a company you can get employees cheaper that's just business!

I suppose NHS staff could even look at it from another point of view and say that people who work most of their lives on the "Dark Side" and then expect to get a good job in the NHS when their a few years from retirement are having in cake and eating it, but that's also business.

Also if you can't beat them you could always join and get a job in the NHS, I'm sure there's a few trusts that could do with a few extra people. (as long as you don't mind band 5!)